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You may have heard that the Federal Reserve raised rates last week… But what does that mean if you are looking to buy a home in the near future? Many in the housing industry have predicted that the Federal Open Market Committee (FOMC), the policy-making arm of the Federal Reserve, would vote to raise the federal fund’s target rate at their December meeting. For only the second time in a decade, this is exactly what happened. There were many factors that contributed to the 0.25 point increase (from 0.50 to 0.75), but many are pointing to the latest jobs report and low unemployment rate (4.6%)Read More →

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According to a recent analysis by CoreLogic, Millennial renters (aged 20-34) who have student loan debt also have higher credit scores than those who do not have student loans. This may come as a surprise, as there is so much talk about student loans burdening Millennials and holding them back from many milestones that previous generations have been able to achieve (i.e. homeownership, investing for retirement). CoreLogic used the information provided on rental applications and the applicants’ credit history from credit bureaus to determine if there was a correlation between student loan debt and credit scores. The analysis concluded that: “Student loan debt did notRead More →

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There are some renters who have not yet purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage – either yours or your landlord’s. As an owner, your mortgage payment is a form of ‘forced savings’ that allows you to build equity in your home that you can tap into later in life. As a renter, you guarantee your landlord is the person with that equity. Are you ready to put your housing cost to work for you? Christina Boyle, Senior Vice PresidentRead More →

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Every homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring you get the highest price possible. 1. Price it a LITTLE LOW  This may seem counterintuitive. However, let’s look at this concept for a moment. Many homeowners think that pricing their home a little OVER market value will leave them room for negotiation. In actuality, this just dramatically lessens the demand for your house (see chart below). Instead of the seller trying to ‘win’ the negotiation with one buyer, they shouldRead More →

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Summer BBQ Ideas Its that time of year again, the BBQ needs to be dusted off for those summertime BBQ sessions to begin.  BBQing is not only good for you but it’s a great excuse to gather the neighbors, get social and take advantage of the longer days and more time to soak in the beautiful San Diego sunshine. Here are a few awesome BBQ ideas ranging from blood dripping burger toppings to amazing marinades from the team at Real-Estate-Property-Search.com Kebabs You will need: lots of vegetables – onion, cherry tomatoes, zucchini, mushrooms, peppers, broccoli, pineapple almost anything! meat – chicken, beef, shrimp, lamb, pork, tofuRead More →

Lving and Surfing in San Diego, CA

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SURFING IN SAN DIEGO The sun is out, the beautiful Pacific Ocean is warming and its time to dust off the cobwebs, get outside and go surfing in San Diego.  Honestly San Diego beach life is one of the reason’s it’s called America’s Finest City, and for surfers having a couple of months out of the year where you can surf with no wetsuit, well it’s why the value of real estate here is what it is. If you’re looking for coastal property look here. But if you’re like the masses you’d just be pretty happy to have the ocean and great surf break “15Read More →